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If youвЂ™re worried about identification theft, information breaches, or somebody gaining usage of your credit history without your authorization, you may consider putting a credit freeze on your own report.
What’s a credit freeze?
Also called a safety freeze, this tool that is free you restrict usage of your credit file, which often helps it be more challenging for identification thieves to start brand new accounts in your title. ThatвЂ™s since most creditors have to visit your credit file before they approve a brand new account. Should they canвЂ™t visit your report, they might perhaps not extend the credit.